PRODUCTS FOR INDIVIDUALS

GENERAL PRODUCTS

Motor Private

Motor Private

To properly protect yourself from the always present danger of huge awards for motor liability, it is imperative that you maintain the proper level of coverage for your particular situation. The writing of motor insurance policy can be a complex task. At Trident, we represent a variety of carriers who provide excellent coverage and customer service at competitive rates.

Private Motor Types & Covers

Which Vehicles are Covered?

Personal Accident

Personal Accident

Personal Accident cover provides benefits for death, and/or bodily injury caused by violet, external and visible means. Medical and surgical expenses necessarily incurred and expended as a result of an accident are also covered up to a specified limit.

Golfers

Golfers

This is a golf insurance policy for the individual golfer. We have many thousands of customers insured under the policy and it provides “New and Old” cover for golf equipment and personal effect with an extraordinary low excess.

Persac

Persac

DEATH

This covers one in the event of an accidental death. The sum insured paid in full.

PERMANENT TOTAL DISABILITY

This means complete and irrecoverable loss of use normal body functions. The sum insured paid in full

TEMPORARY TOTAL DISABILITY

The insurer will pay a cash benefit until recovery, calculated weekly up to a maximum of 104 weeks

MEDICAL EXPENSES

Funeral expenses following death and can be either Ksh.30,000 or Ksh.50,000 per person



PRODUCTS FOR BUSINESSES

Fire & Perils

Fire & Perils

When a structure is covered by fire insurance, the insurance policy will pay out in the event that the structure is damaged or destroyed by fire.

Fire & Perils Types & Covers | Who Can Be Covered


Trident School Bus

Trident School Bus

Contractors All Risks

Contractors All Risks

Contractors are often required by the terms of their contracts to have a Contractors All Risk insurance policy. This is a cover that indemnifies the insured should they suffer any unforeseen and sudden physical loss or damage from any cause, other than those specifically excluded, in a manner necessitating repair or replacement.

Contractors All Risks Types & Covers

Money Insurance

Money Insurance

Money Insurance provides covers under loss of money in transit, by the insured or the insured’s authorized employee (s), occasioned by robbery, theft or any other fortuitous cause, or loss of money in safe, defined above, by burglary, housebreaking, robbery or hold-up.

Group Personal Accident

Group Personal Accident

Group Personal Accident covers the insured in the event that he/she sustains bodily injury caused solely and directly by accidental, violent, external.

WIBA

WIBA

WIBA coverage applies to bodily injury and diseases arising out of and in the course of employment. Any bodily injury must be accidental, and the term includes death resulting from the accident. Only occupational diseases, which are unique to the occupation, are covered. WIBA Compensation provides for the payment of four types of benefits:


-> Death
-> Permanent total disability
-> Temporary total disability
-> Medical benefits (Accidental)
-> Income benefits
-> Rehabilitation benefits

Machinery Breakdown

Machinery Breakdown

Machinery Breakdown insurance is an accident insurance for machinery, which provides cover against unforeseen and sudden physical loss or damage to the insured machinery.

Public Liability

Public Liability

Public Liability cover is designed to compensate an insured in respect to claims from members of the public who may suffer losses due to negligence of the insured or that of his/her employees. The policy cover’s damage as well as the costs of claims for injury or damage to property.

Professional Indemnity

Professional Indemnity

Professional Indemnity cover is to indemnify the insured and his employees against any claims arising out of any neglect, omission or error committed in the conduct of his professional duty.

Consequential Loss

Consequential Loss

This gives coverage for loss of profits, revenue, rental, standing charges, wages or salaries on payroll basis and increase in cost of working due to business interruption as a result of five and/or our extended perils such as lightning and explosion.

Fidelity Guarantee

Fidelity Guarantee

Fidelity Guarantee cover offers protection to the insured for loss suffered as a result of forgery, embezzlement, larceny or fraudulent conversion by employee (s) in the course of employment. The cover will not relieve the individual employee who commits default of the primary responsibility for payment.

Goods in Transit

Goods In Transit

Goods In Transit offers insurance policies for wide variety of small and organizations that requires cover for their own goods or goods they are carrying on the behalf of others.